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Auto Insurance

LeaseTrader customers get your free auto insurance quote from a referral service that makes it easy to get the coverage you need, cheap and convenient.

To get an auto insurance quote online is quick, easy and free.

The auto insurance online policy application is available 24/7, get a car insurance quote when you want, on your terms, get an automobile insurance rate quote when it's convenient for you.

Our auto insurance quotes take a few minutes and could result in big savings on a car insurance policy!

We understand that automobile insurance coverage options can be confusing.

There are many different auto insurance coverages available to you as part of your car insurance quote.

Some auto insurance coverages are optional, others auto insurance coverages are mandatory.

Learn more about the different types of auto insurance coverage available to you and how each one protects your needs.

Now you can save big money on our low auto insurance rates if you qualify for the auto insurance discounts and special programs.

Most auto insurance discounts reward good drivers, safe drivers, mature drivers, military, and multi-car families, among others.

Get more auto insurance for less in addition to Liability Insurance, Physical Damage Insurance (Comprehensive and Collision), Uninsured - Under insured Motorist insurance Coverage, and Medical Payments insurance coverageWhat is auto insurance, and who needs it?

Having auto insurance protects you against financial loss if you have, or your vehicle is involved in an accident. It is a legal contract and agreement between you and the chosen insurance company. The policy holder (you) agree to pay the premium and the insurance company agrees to pay your losses as stipulated and defined in your insurance policy.

Auto insurance provides property coverage, liability coverage and medical coverage:

The property insurance coverage pays for damage to or theft of your car.

The liability coverage of your auto insurance policy pays for your legal responsibility to others for bodily injury or property damage.

The medical coverage of your auto insurance policy pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages.

If you're financing a car, your lender may also have requirements.

Most auto insurance policies are for a minimum of six months to a year. Your auto insurance company should notify you by regular mail when it’s time to renew the policy and to pay your insurance premium.

Collision coverage: – this insurance pays for damage to your car when it hits or is hit by another object.

Bodily injury liability coverage: this insurance pays for bodily injury or death resulting from an auto accident for which you are at fault and provides you with a legal defense.

Comprehensive physical damage coverage: – this insurance pays for damage to your car from vandalism, flood, theft, fire, or other covered perils.

Property damage liability coverage: – this insurance provides you with protection if your car accidentally damages another persons property. It also provides you with a legal defense.

Medical payments no-fault or personal injury coverage – this insurance usually pays for the medical expenses of the driver and passengers in your car incurred as a result of a covered accident regardless of fault.

Uninsured motorist coverage: – this insurance pays for your injuries and, in some circumstances, certain property damage caused by an uninsured or a hit-and-run driver. In some cases, under insured motorist coverage is also included. This is for cases in which the at-fault driver has insufficient insurance.